Transform Your Future Through Learning

Effective Date: January 1, 2026

Information We Collect

At Virtue Course Network, we collect information you provide directly to us, such as when you create an account, enroll in courses, or contact us for support. This may include your name, email address, phone number, and payment information.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our educational services
• Process transactions and send related information
• Send you technical notices, updates, and support messages
• Respond to your comments, questions, and customer service requests
• Communicate with you about courses, features, and educational content

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy. We may share your information with trusted third parties who assist us in operating our website and conducting our business.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us. To exercise these rights, please contact us using the information provided below.

Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected] or call us at +1 312-608-4728.

Effective Date: January 1, 2026

Acceptance of Terms

By accessing and using Virtue Course Network services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Course Access and Usage

Upon enrollment and payment, you will receive access to the purchased course materials. Course access is granted for personal, non-commercial use only. You may not share, distribute, or resell course content without explicit written permission.

Payment Terms

All course fees are due at the time of enrollment unless otherwise specified. We accept major credit cards and other payment methods as indicated on our platform. Refunds are available within 30 days of purchase according to our refund policy.

User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Ensuring your contact information is current and accurate
• Complying with all applicable laws and regulations

Intellectual Property

All course content, including but not limited to text, graphics, logos, images, and software, is the property of Virtue Course Network or its content suppliers and is protected by copyright and other intellectual property laws.

Limitation of Liability

Virtue Course Network shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, even if we have been advised of the possibility of such damages.

Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of any changes.

Contact Information

For questions regarding these Terms of Service, contact us at [email protected] or +1 312-608-4728.

Last Updated: January 1, 2026

Educational Purpose

The information and courses provided by Virtue Course Network are for educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information.

No Professional Advice

The content provided through our courses should not be considered as professional advice in any field including but not limited to legal, financial, medical, or business advice. Always consult with qualified professionals for specific advice related to your situation.

Results Disclaimer

While our courses are designed to provide valuable knowledge and skills, we cannot guarantee specific results or outcomes. Success depends on various factors including individual effort, prior experience, and market conditions that are beyond our control.

Third-Party Content

Our courses may include references to third-party websites, products, or services. We are not responsible for the content, accuracy, or practices of these third parties. Inclusion of such references does not constitute our endorsement.

Technology Limitations

We strive to maintain our platform with minimal downtime, but we cannot guarantee uninterrupted access. Technical issues, maintenance, or other factors beyond our control may occasionally affect service availability.

Course Content Changes

Course content may be updated, modified, or discontinued at any time to reflect current best practices and industry standards. We reserve the right to make such changes without prior notice.

Limitation of Liability

To the fullest extent permitted by law, Virtue Course Network disclaims all liability for any damages arising from the use of our courses or platform, including but not limited to direct, indirect, incidental, or consequential damages.

Contact Us

If you have questions about this disclaimer, please contact us at [email protected] or +1 312-608-4728.